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Our vision
We are deeply committed to bringing quality and innovative products to the market while providing the best service at an affordable cost. We will remain flexible so we are able to address the changing needs of our customers.
Our products and services are backed by a solemn promise to our clients. A promise of commitment, protection and financial security to our clients, and respect and opportunity for our employees.
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Offering innovative solutions
We understand that you want the best possible life insurance offering. We are in business to help you understand and protect yourself from risk. Find out how we can help you to manage the risks you face, making your life more secure and enabling you to grow your business.
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Our products and services
Our offerings focus on life insurance and savings, by incorporating digital technologies and the latest innovations.
We provide a range of products both on an individual and group basis, including level and decreasing term insurance policies, regular and single savings plans including supplementary protection riders.
All products are drawn up by IVALIFE and distributed directly by our employees and by a network of tied insurance intermediaries (“TIIs”), insurance agents and insurance brokers. A TII is a registered individual or body corporate that carries out insurance distribution activities for or on our behalf. Insurance agents also represents us and are authorised to enter into agreements on our behalf. Insurance brokers, on the other hand, represent the client who is on the buying side.A list of our TIIs and insurance agents can be accessed on our website. Our products may also be offered to you by your preferred insurance broker.
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A quote from the CEO
“We’re committed to bringing quality and innovation to the market, offering customers simplicity, value and transparency in the solutions we provide.”
– Reuben Zammit, IVALIFE CEO
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Our products and services
Group Life Plan
Our Group Life Plan offers life protection at relatively low cost and can be combined with disability covers, critical illness and repatriation benefit. A life protection plan for a business organisation of 70 members with an average age of 35 and sum insured of €100k, will cost €0.30c per member per day, making this an extremely cost-effective product. In addition to the group life plan, IVALIFE extends a Staff Incentive Scheme offering discounted rates to members within the group.
Level Term
A policy aimed at protecting you, your family or your business needs and where the benefit remains unchanged over the term of the plan.
Decreasing Term
Similar to a level term, wherein the policy is aimed at protecting you, your family or your business needs and where the benefit declines annually over the term of the plan. This is less expensive when compared to a level term plan.
Regular premium savings plan
This plan requires regular payments to be made towards the policy to provide a lump sum of money upon death or maturity.
Single Premium Plan
This plan requires a onetime premium payment at inception of the policy and provides a lump sum of money upon death or maturity.
The savings plans are flexible, allowing periodic add-ons in order to boost your savings, over and above your initial contribution.
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Let’s talk business.
